Extensive shopping and comparing commercial insurance for your dump truck can be a hassle. Nonetheless, it remains the top proven way to find proper coverage at a fair premium. Even with a hectic lifestyle, shopping for coverage doesn’t have to be so daunting. Equipped with a phone, computer or their physical self, consumers now have an array of options to tackle this process.
Protect Yourself
First and foremost, use caution when searching for policies. Make sure the company or individual is licensed in Florida before making any purchases. Florida doesn’t allow for the marketing of insurance without a proper license. Agents must be active and licensed in order to sell insurance to any individual.
What You Will Need
In order to receive a commercial insurance quote, there are certain items needed to aid in the process. Have the following information available when inquiring about a quote:
- Name of company driving for and name of owner
- Name of driver
- The year, make, model and VIN of the dump truck
- Information on driver(s)
- Previous insurance history
- Current workers’ compensation status
Shopping Online
Arguably the most popular way to comparison shop, there are numerous companies on the World Wide Web who offer insurance quotes for the individual. With devices constantly at our fingertips, providers are making it easier for the consumer to get a quote with just a click. Popular companies offering commercial insurance quotes online are as follows:
- Geico
- Esurance
- Progressive
- Liberty Mutual
- Nationwide
- Trusted Choice
Contact Your Agent
Many individuals possess insurance for their cars, homes or rentals. In most cases, these companies also offer commercial insurance to cover your Florida dump truck. Adding onto your current policy can also provide savings. If you have a trusted agent, visit them to receive a quote. Ask family or friends if they have an agent they recommend.
Find a Broker
Insurance brokers work on behalf of their clients to find the best policy at the best price. Unlike an agent, a broker doesn’t work for one specific company. Instead, he or she can find you multiple policies at varying prices, providing more options.
Sources:
https://www.dmv.org/insurance/commercial-auto-insurance-quotes.php
https://www.myfloridacfo.com/Division/Consumers/purchasingInsurance/default.htm
https://www.dmv.org/insurance/dump-truck-insurance.php
